How to Pay Credit Card Bill using BBPS

1. Convenience: You can pay all your different bills from one place, like your bank's mobile app or other popular payment apps (GPay, PhonePe, etc.).
2. Flexibility: You can pay your bills using your preferred payment mode, such as your bank account, UPI, or debit card.
3. Instant Confirmation: As soon as your payment is processed, you receive an instant digital receipt, giving you peace of mind that the transaction was successful.
4. Accessibility: You can pay your bills anytime, anywhere, 24/7.

How to Pay Your Credit Card Bill Using BBPS

Using BBPS to pay your credit card bill is a secure and straightforward method. Follow these general steps on most banking or payment apps:

1. First, log into your preferred payment platform, such as your bank's mobile app or a third-party UPI app.
2. Next, navigate to the section labeled "Bill Payments" or a similar option.
3. Within the bill payment section, choose the "Credit Card Bill Payment" category.
4. You will then need to select your credit card issuer (the bank that provided your card, like HDFC Bank, SBI Card, etc.) from the list of available billers.
5. Enter your full credit card number and the exact amount you wish to pay.
6. The platform will then fetch and display the name associated with the credit card. It is very important to verify that the card number and name are correct before proceeding.
7. Choose the bank account you want to use for the payment and authorize the transaction using your UPI PIN or banking password.
8. Once the payment is completed successfully, a digital receipt will be generated. It's always a good practice to save a screenshot of this confirmation for your records.

Different Credit Card Billers on BBPS

The various credit card billers that are on BBPS where the bill can be paid are mentioned below:

1. Union Bank of India credit card
2. SBI Card
3. Saraswat Co-Operative Bank
4. Punjab National Bank credit card
5. Kotak Mahindra Bank credit card
6. IndusInd credit card
7. Indian Bank
8. IDFC Bank
9. Yes Bank credit card
10. Axis Bank credit card
11. IDBI Bank credit card
12. HDFC Bank credit card
13. Federal Bank credit card
14. Canara Bank credit card
15. BoB credit card
16. AU Bank credit card
17. ICICI Bank credit card
18. Indian Overseas Bank credit card

The above-mentioned list is as on 27 August 2024.

Various Payment Channels

The various payment channels by which a Bharat BillPay payment can be started are mentioned below:

1. Agents and Business Correspondents
2. Bank Branch
3. ATM
4. Kiosk
5. Mobile Wallets
6. Mobile-Banking
7. Mobile
8. Internet Banking
9. Internet

Benefits of using BBPS

Some of the benefits that customers can avail by using BBPS are mentioned below:

1. Various Modes of Payment: Several payment modes such as debit card, net banking, UPI can be chosen. This ensures that payments can be made easily.
2. Reliable and Transparent: All transactions are traceable. This ensures records of all payments are clear and any disputes can be resolved quickly.
3. Security: Since the security protocols of BBPS are strict, financial data of customers are safeguarded.
4. Notifications: In case any bills are due, notifications are sent. This helps in ensuring payments are made on time.
5. Easy to Use: Bills can be paid at any given time and anywhere. Payments can be made via different channels like ATMs, mobile apps, and online banking.
6. All Payments can be paid in a Single Platform: Apps that are enabled with BBPS will allow customers various credit card bills and utility bills in one platform.