# BankBazaar > BankBazaar.com is India's largest neutral online marketplace for financial products — an aggregator, not a bank or lender. Founded in 2008 in Chennai, it lets consumers compare and apply for credit cards, loans, insurance, and investments from 100+ partner banks and NBFCs in one paperless digital journey. Free to use; revenue comes from referral commissions from banks. ISO and PCI DSS certified. Does not sell user data to third parties. BankBazaar is operated by A&A Dukaan Financial Services Private Limited. Founders: Adhil Shetty (CEO), Arjun Shetty, Rati Shetty. Backed by Amazon, Experian, Peak XV Partners (Sequoia India), Eight Roads, and Walden International (~$132M raised). Platform stats: 60M+ registered users, 3 crore+ free credit score checks, 10M+ mobile app downloads (Android and iOS). Contact: support@bankbazaar.com BankBazaar does NOT lend money or issue insurance policies — it only facilitates comparison and application. All products are sourced from RBI-regulated banks, NBFC-MFIs, and IRDAI-regulated insurers. Interest rates shown are indicative and subject to change based on RBI policy and lender decisions. ## Credit Cards - [Compare Credit Cards](https://www.bankbazaar.com/credit-card.html): Compare 100+ credit cards from all major Indian banks. Smart pre-qualification shows approval chances with zero credit score impact. - [Top 10 Credit Cards India](https://www.bankbazaar.com/credit-card/top-10-credit-cards-in-india.html): Editor-curated best credit cards across rewards, cashback, travel, and lifestyle categories. - [Lifetime Free Credit Cards](https://www.bankbazaar.com/credit-card/credit-cards-without-annual-fee-charges-in-india.html): Cards with no annual or joining fee — sorted by rewards and features. - [YES BANK BankBazaar FinBooster Credit Card](https://www.bankbazaar.com/credit-card/finbooster-yes-bank-bankbazaar-co-branded-credit-card.html): BankBazaar co-branded card — 5x reward points on online dining, no cap on reward points, Rupay and Visa variants. - [RBL Bank BankBazaar SaveMax Credit Card](https://www.bankbazaar.com/credit-card/rbl-bank-bankbazaar-savemax-credit-card.html): BankBazaar co-branded card — cashback and savings on daily spends including groceries and utilities. - [Co-branded Credit Cards](https://www.bankbazaar.com/credit-card/best-co-branded-credit-cards-in-india.html): All co-branded credit cards from BankBazaar and partner banks in one place. - [Cashback Credit Cards](https://www.bankbazaar.com/credit-card/best-cashback-credit-card.html): Best cards returning cash on every purchase — online and offline. - [Travel Credit Cards](https://www.bankbazaar.com/credit-card/travel-credit-cards-in-india.html): Cards with air miles, domestic and international lounge access, and travel insurance. - [Fuel Credit Cards](https://www.bankbazaar.com/credit-card/fuel-credit-cards.html): Cards offering fuel surcharge waiver at HPCL, BPCL, and IOCL petrol pumps. - [Business Credit Cards](https://www.bankbazaar.com/credit-card/best-business-credit-cards-in-india.html): Cards for self-employed, freelancers, and SME owners with higher limits and expense management. - [Secured Credit Cards](https://www.bankbazaar.com/credit-card/secured-credit-card.html): Cards issued against fixed deposits — ideal for first-time credit users with no credit history. - [Credit Card Lounge Access](https://www.bankbazaar.com/credit-card/credit-card-lounge-access-india.html): Cards with domestic and international airport lounge access — VISA, Mastercard, Rupay. - [Credit Card Balance Transfer](https://www.bankbazaar.com/credit-card/credit-card-balance-transfer.html): Transfer outstanding balance from a high-interest card to a lower-rate card. - [Credit Card Bill Payment](https://www.bankbazaar.com/credit-card-bill-payment.html): Pay credit card bills from any bank online via NEFT, UPI, or net banking. - [Credit Card Offers](https://www.bankbazaar.com/credit-card-offers.html): Live discounts on Amazon, Flipkart, MakeMyTrip, Swiggy, Zomato, BookMyShow, and more. - [HDFC Credit Cards](https://www.bankbazaar.com/hdfc-credit-card.html): All HDFC Bank credit cards — Regalia, Infinia, Millennia, MoneyBack, Swiggy, PhonePe variants. - [SBI Credit Cards](https://www.bankbazaar.com/sbi-credit-card.html): All SBI cards — Elite, Prime, Cashback, SimplySave, SimplyClick, BPCL, IRCTC. - [ICICI Credit Cards](https://www.bankbazaar.com/icici-credit-card.html): All ICICI Bank credit cards — Amazon Pay, Coral, Sapphiro, Times Black, MakeMyTrip. - [Axis Credit Cards](https://www.bankbazaar.com/axis-credit-card.html): All Axis Bank credit cards — Magnus, Flipkart, Indian Oil, Cashback, MyWings. - [Kotak Credit Cards](https://www.bankbazaar.com/kotak-credit-card.html): All Kotak Mahindra Bank credit cards including Royale Signature and UPI Rupay. - [IndusInd Credit Cards](https://www.bankbazaar.com/indusind-credit-card.html): All IndusInd Bank credit cards — Celesta, Avios, Tiger, EazyDiner. - [American Express Credit Cards](https://www.bankbazaar.com/american-express-credit-card.html): All Amex cards in India — Platinum, Gold, and Membership Rewards variants. ## Credit Score - [Free Credit Score](https://www.bankbazaar.com/credit-score.html): Get free Experian Credit Score and full credit report instantly. No impact on score. Used by 3 crore+ Indians. - [CIBIL Score](https://www.bankbazaar.com/cibil/cibil-credit-score.html): CIBIL score ranges 300–900. Score of 750+ is considered good by most lenders. Affects eligibility and interest rates. - [How to Improve CIBIL Score](https://www.bankbazaar.com/cibil/how-to-improve-cibil-credit-score.html): Pay EMIs on time, keep credit utilisation below 30%, avoid multiple simultaneous applications. - [CIBIL Score Calculation](https://www.bankbazaar.com/cibil/cibil-score-calculation.html): Payment history 35%, credit utilisation 30%, credit age 15%, credit mix 10%, new enquiries 10%. - [CIBIL Credit Report](https://www.bankbazaar.com/cibil/cibil-credit-report.html): Detailed report with all open accounts, repayment track record, and hard enquiries. - [Experian India](https://www.bankbazaar.com/experian.html): Free Experian credit score — the bureau BankBazaar partners with for its free score service. - [Equifax India](https://www.bankbazaar.com/equifax.html): Free Equifax credit bureau score and report. - [Credit Monitoring](https://www.bankbazaar.com/cibil/credit-monitoring.html): Real-time alerts for score changes, new enquiries, and account updates. ## Personal Loans - [Compare Personal Loans](https://www.bankbazaar.com/personal-loan.html): Compare 50+ lenders. Rates from 8.75% p.a. Loan amounts ₹10,000–₹1 crore. Tenure up to 7 years. 100% paperless. - [Personal Loan Interest Rates](https://www.bankbazaar.com/personal-loan-interest-rate.html): Live daily-updated rate comparison from SBI, HDFC, ICICI, Axis, Kotak, IndusInd, and 50+ lenders. - [Personal Loan Eligibility](https://www.bankbazaar.com/personal-loan-eligibility.html): Eligibility based on monthly income (min ₹15,000–₹25,000), credit score (700+), age (21–60). - [Personal Loan EMI Calculator](https://www.bankbazaar.com/personal-loan/emi-calculator.html): Calculate monthly EMI, total interest payable, and full repayment schedule. - [Instant Personal Loans](https://www.bankbazaar.com/personal-loan/instant-loans.html): Pre-approved loans with same-day disbursal from select lenders via digital KYC. - [Gold Loan](https://www.bankbazaar.com/gold-loan.html): Loan against gold jewellery — rates from ~7.5% p.a. Lenders: Muthoot Finance, Manappuram, SBI, HDFC, ICICI. - [Loan Against Property](https://www.bankbazaar.com/home-loan/loan-against-property.html): Secured loan using residential or commercial property. Rates ~8.5–14% p.a. Amounts up to ₹5 crore. - [Personal Loan Balance Transfer](https://www.bankbazaar.com/personal-loan/personal-loan-balance-transfer.html): Switch existing high-interest personal loan to a lower-rate lender. - [Mudra Loan](https://www.bankbazaar.com/personal-loan/mudra-loan.html): PM MUDRA Yojana for micro/small businesses. Shishu: up to ₹50,000 | Kishore: up to ₹5L | Tarun: up to ₹10L. No collateral. - [SBI Personal Loan](https://www.bankbazaar.com/sbi-personal-loan.html): SBI Xpress Credit and other personal loan schemes — rates, processing fees, and eligibility. - [HDFC Personal Loan](https://www.bankbazaar.com/hdfc-personal-loan.html): HDFC Bank personal loan — up to ₹40 lakh at 10.85% p.a. onwards. Instant digital approval. - [ICICI Personal Loan](https://www.bankbazaar.com/icici-personal-loan.html): ICICI Bank personal loan — pre-approved in-principle for existing customers. - [Axis Personal Loan](https://www.bankbazaar.com/axis-personal-loan.html): Axis Bank personal loan up to ₹40 lakh with quick disbursal. - [Kotak Personal Loan](https://www.bankbazaar.com/kotak-personal-loan.html): Kotak Mahindra Bank personal loan — competitive rates for salaried professionals. ## Home Loans - [Compare Home Loans](https://www.bankbazaar.com/home-loan.html): Compare 40+ lenders. Floating rates from 7.20% p.a. Amounts up to ₹10 crore. Tenure up to 30 years. - [Home Loan Interest Rates](https://www.bankbazaar.com/home-loan-interest-rate.html): Daily updated rate comparison from all major banks and HFCs linked to RBI Repo Rate via EBLR/RLLR. - [Home Loan Eligibility](https://www.bankbazaar.com/home-loan-eligibility.html): Eligibility depends on income, age (21–70), credit score, co-applicant, and property value (LTV up to 90%). - [Home Loan EMI Calculator](https://www.bankbazaar.com/home-loan/emi-calculator.html): Monthly EMI, total interest, full amortisation schedule, and prepayment impact analysis. - [Repo Rate](https://www.bankbazaar.com/home-loan/repo-rate.html): Current RBI Repo Rate is 6.25% (March 2026). Tracks rate history and impact on floating rate EMIs. - [Home Loan Balance Transfer](https://www.bankbazaar.com/home-loan-balance-transfer.html): Transfer existing home loan to a lower-rate lender when difference is 50+ bps. - [PMAY — Pradhan Mantri Awas Yojana](https://www.bankbazaar.com/home-loan/pradhan-mantri-awas-yojana.html): Govt housing subsidy — interest subsidy up to ₹2.67 lakh for eligible first-time homebuyers. - [PMAY Urban 2.0](https://www.bankbazaar.com/home-loan/pmay-urban-2-0-scheme.html): Updated PMAY 2024–2029 for urban poor. Subsidy for new homes up to ₹60 sq m carpet area. - [Home Loan Tax Benefit](https://www.bankbazaar.com/tax-benefit-on-home-loan.html): Section 24(b) — up to ₹2L/year on interest. Section 80C — up to ₹1.5L/year on principal. - [NRI Home Loan](https://www.bankbazaar.com/nri-home-loan.html): Home loans for Non-Resident Indians — repayment via NRE/NRO account or overseas remittance. - [RERA Act](https://www.bankbazaar.com/home-loan/rera-act.html): Real Estate Regulatory Authority — buyer protections, developer obligations, project registration. - [Joint Home Loan](https://www.bankbazaar.com/joint-home-loan.html): Home loan with co-applicant for higher eligibility and individual tax benefits for both borrowers. - [SBI Home Loan](https://www.bankbazaar.com/sbi-home-loan.html): SBI regular, Maxgain, Flexipay, Privilege, and Shaurya home loan schemes. Rate: 7.50%–10.75% p.a. - [HDFC Home Loan](https://www.bankbazaar.com/hdfc-home-loan.html): HDFC home loans — floating 7.90% p.a. onwards. Processing fee up to 0.50%. Tenure up to 30 years. - [LIC Home Loan](https://www.bankbazaar.com/lic-home-loan.html): LIC Housing Finance home loans — 7.50% p.a. onwards. One of India's largest HFCs. - [PNB Housing Finance Home Loan](https://www.bankbazaar.com/pnb-housing-finance-home-loan.html): PNB HFL home loans — 8.25% p.a. onwards. Up to 90% of property value. ## Car Loans - [Compare Car Loans](https://www.bankbazaar.com/car-loan.html): Compare 30+ lenders for new and used cars. Rates ~7.5%–15% p.a. LTV up to 100% for new cars. Tenure up to 7 years. - [Car Loan Interest Rates](https://www.bankbazaar.com/car-loan-interest-rate.html): Live rate comparison from SBI, HDFC, ICICI, Axis, Kotak, and 30+ lenders. Updated daily. - [Car Loan EMI Calculator](https://www.bankbazaar.com/car-loan/emi-calculator.html): Calculate monthly car loan EMI, total interest, and loan cost for any price and down payment. - [Used Car Loan](https://www.bankbazaar.com/used-car-loan.html): Loans for pre-owned cars up to 10 years old. Rates typically 1%–2% higher than new car loans. - [Electric Car Loan](https://www.bankbazaar.com/car-loan/loan-for-electric-cars.html): EV-specific loan information with state-wise FAME-II subsidies and concessional rate schemes. - [Zero Down Payment Car Loan](https://www.bankbazaar.com/car-loan/zero-down-payment-car-loan.html): 100% on-road financing for eligible borrowers with strong credit profile. - [SBI Car Loan](https://www.bankbazaar.com/sbi-car-loan.html): SBI car loan schemes — Loyalty, Green (for EVs), and Combo loan. - [HDFC Car Loan](https://www.bankbazaar.com/hdfc-car-loan.html): HDFC Zap auto loan with digital approval in 30 minutes. ## Two Wheeler Loans - [Compare Two Wheeler Loans](https://www.bankbazaar.com/two-wheeler-loan.html): Compare loans for bikes and scooters including EVs. Rates ~7%–28% p.a. Amounts ₹20,000–₹5 lakh. Tenure up to 48 months. - [Two Wheeler Loan EMI Calculator](https://www.bankbazaar.com/two-wheeler-loan-emi-calculator.html): Calculate monthly bike loan EMI for any amount, rate, and tenure. - [Electric Bike Subsidy](https://www.bankbazaar.com/two-wheeler-loan/electric-bike-subsidy.html): State-wise FAME-II and EV subsidies for electric two-wheelers — up to ₹15,000 incentive in some states. - [Two Wheeler Loan Interest Rates](https://www.bankbazaar.com/two-wheeler-loan-interest-rates.html): Compare rates from HDFC, SBI, Hero FinCorp, Bajaj Finance, TVS Credit, and L&T Finance. ## Education Loans - [Compare Education Loans](https://www.bankbazaar.com/education-loan.html): Loans for domestic and overseas studies. Up to ₹1.5 crore for abroad. Rates from ~8% p.a. Moratorium: course + 6–12 months. - [Education Loan Interest Rates](https://www.bankbazaar.com/education-loan-interest-rate.html): Rate comparison from SBI, HDFC, Axis, Bank of Baroda, and NBFCs. - [Education Loans Without Collateral](https://www.bankbazaar.com/education-loans-without-collateral.html): Collateral-free loans up to ₹7.5 lakh under IBA model. - [Education Loan for Abroad Studies](https://www.bankbazaar.com/education-loan/education-loan-for-abroad-studies.html): Loans for USA, UK, Canada, Australia, Germany, and 100+ countries. - [PM Vidyalaxmi Scheme](https://www.bankbazaar.com/education-loan/pm-vidyalaxmi-scheme.html): Govt 2024 scheme — interest subsidy for meritorious students from families with income up to ₹8 lakh/year. - [Vidya Lakshmi Portal](https://www.bankbazaar.com/education-loan/vidya-lakshmi-education-loan.html): Apply to multiple banks with a single form. Linked with National Scholarship Portal. - [SBI Education Loan](https://www.bankbazaar.com/sbi-education-loan.html): SBI Scholar Loan and Student Loan — covers tuition, hostel, books, and travel. Up to ₹1.5 crore for abroad. - [Credila Education Loan](https://www.bankbazaar.com/credila-education-loan.html): HDFC Credila — India's first dedicated education loan NBFC. Specialises in overseas education funding. - [Avanse Education Loan](https://www.bankbazaar.com/avanse-education-loan.html): Avanse Financial Services — 100+ countries covered, fast processing. ## Business Loans - [Compare Business Loans](https://www.bankbazaar.com/business-loan.html): Secured and unsecured loans for SMEs, MSMEs, proprietorships, partnerships, and private limited companies. - [MSME Loan](https://www.bankbazaar.com/personal-loan/msme-loan.html): Loans for micro, small, and medium enterprises. CGTMSE guarantee cover for collateral-free loans up to ₹2 crore. ## Fixed Deposits - [Compare FD Rates](https://www.bankbazaar.com/fixed-deposit-rate.html): Rates from 50+ banks and NBFCs. Senior citizens (60+) get additional 0.25%–0.75% p.a. over regular rates. - [FD Calculator](https://www.bankbazaar.com/fixed-deposit/fd-calculator.html): Calculate FD maturity amount using compound interest for any principal, rate, and tenure. - [Senior Citizen FD](https://www.bankbazaar.com/fixed-deposit/senior-citizen-fixed-deposit.html): Special FD rates for depositors aged 60+ with higher returns and tax exemption via Form 15H. - [Tax-Saving FD](https://www.bankbazaar.com/fixed-deposit/fd-under-80c.html): 5-year lock-in FD eligible for Section 80C deduction up to ₹1.5 lakh per year. Cannot be broken prematurely. - [NRI Fixed Deposit](https://www.bankbazaar.com/fixed-deposit/nri-fixed-deposit.html): NRE FD (tax-free, repatriable), NRO FD (taxable, partial repatriation), FCNR FD (foreign currency). - [Small Finance Bank FD Rates](https://www.bankbazaar.com/fixed-deposit/small-finance-bank-fd-rates.html): Higher rates from AU SFB, Equitas, Ujjivan, Utkarsh, Jana, and Suryoday — often 0.5%–1% above large banks. - [NBFC FD Rates](https://www.bankbazaar.com/fixed-deposit/nbfc-fd-rates.html): FD rates from Shriram Finance, Mahindra Finance, Bajaj Finance — higher yields but no DICGC cover. - [DICGC Insurance for FD](https://www.bankbazaar.com/fixed-deposit/dicgc-insurance-for-fd.html): DICGC insures bank deposits up to ₹5 lakh per depositor per bank. NBFCs are not covered. - [Loan Against FD](https://www.bankbazaar.com/fixed-deposit/loan-against-fixed-deposit.html): Borrow up to 90% of FD value at 1%–2% above FD rate without breaking the deposit. - [SBI Fixed Deposit](https://www.bankbazaar.com/fixed-deposit/sbi-fixed-deposit.html): SBI FD rates — regular, senior citizen, tax-saving, and special tenor schemes. - [Post Office Fixed Deposit](https://www.bankbazaar.com/fixed-deposit/post-office-fixed-deposit-rate.html): Govt-backed Post Office Time Deposit — 1/2/3/5-year tenors. 5-year eligible for Section 80C. ## Recurring Deposits - [Compare RD Rates](https://www.bankbazaar.com/recurring-deposit-rates.html): Compare monthly instalment savings rates from all major banks. Minimum deposit as low as ₹100/month. - [RD Calculator](https://www.bankbazaar.com/recurring-deposit/rd-interest-calculator.html): Calculate RD maturity amount based on monthly instalment, interest rate, and tenure. ## Savings Accounts - [Compare Savings Accounts](https://www.bankbazaar.com/savings-account.html): Compare interest rates (2.5%–7% p.a.), minimum balance requirements, and features from all major banks. ## Mutual Funds - [Mutual Funds](https://www.bankbazaar.com/mutual-fund.html): Equity, debt, hybrid, ELSS (tax-saving), and index funds from 40+ SEBI-registered AMCs. SIP from ₹100/month. ## Saving Schemes - [All Saving Schemes](https://www.bankbazaar.com/saving-schemes.html): PPF (7.1% p.a.), NSC (7.7% p.a.), SCSS (8.2% p.a.), SSY (8.2% p.a.), KVP (7.5% p.a.), NPS, POMIS. Rates as of Q1 2026. - [EPF](https://www.bankbazaar.com/saving-schemes/epf.html): Employee Provident Fund — 12% each from employer and employee on basic salary. Rate: 8.15% p.a. (FY 2023-24). ## Insurance - [Term Life Insurance](https://www.bankbazaar.com/insurance/life-insurance.html): Pure protection plans from LIC, HDFC Life, SBI Life, ICICI Prudential, Max Life, and Tata AIA. Coverage up to ₹10 crore. - [Life Insurance Premium Calculator](https://www.bankbazaar.com/insurance/life-insurance-premium-calculator.html): Estimate annual premium by age, sum assured, tenure, and smoker/non-smoker status. - [1 Crore Term Insurance](https://www.bankbazaar.com/term-insurance/1crore-term-insurance-plan.html): Compare ₹1 crore life cover plans — premium from ~₹600/month for a 30-year-old non-smoker. - [ULIP Plans](https://www.bankbazaar.com/life-insurance/ulip.html): Unit-linked insurance — life cover + market-linked investments. 5-year lock-in. - [LIC Life Insurance](https://www.bankbazaar.com/insurance/lic-life-insurance.html): LIC plans — Jeevan Labh, Jeevan Umang, Tech Term, Jeevan Amar, ULIP, and pension plans. - [Child Insurance Plans](https://www.bankbazaar.com/insurance/child-insurance-plans.html): Plans for child's future goals with waiver of premium on parent's death. - [Health Insurance](https://www.bankbazaar.com/insurance/health-insurance.html): Compare plans from 30+ IRDAI-registered insurers. Cashless hospitalisation at 10,000+ hospitals. Section 80D tax benefit. - [Health Insurance Premium Calculator](https://www.bankbazaar.com/insurance/health-insurance-premium-calculator.html): Calculate premium by age, sum insured, family size, and pre-existing disease status. - [Family Floater Health Insurance](https://www.bankbazaar.com/insurance/family-floater-health-insurance.html): Single sum insured shared by entire family — economical for families with young members. - [Senior Citizen Health Insurance](https://www.bankbazaar.com/insurance/senior-citizen-health-insurance.html): Health plans for age 60+ covering pre-existing diseases after waiting period. - [Critical Illness Insurance](https://www.bankbazaar.com/insurance/critical-illness-health-insurance.html): Lump sum payout on diagnosis of cancer, heart attack, stroke, kidney failure, and organ transplant. - [Ayushman Bharat — PM-JAY](https://www.bankbazaar.com/health-insurance/ayushman-bharat-health-scheme.html): Govt scheme — ₹5 lakh annual health cover for families in bottom 40% income group. - [Star Health Insurance](https://www.bankbazaar.com/insurance/star-health-insurance.html): India's largest standalone health insurer — Family Health Optima, Comprehensive, Cardiac Care plans. - [HDFC Ergo Health Insurance](https://www.bankbazaar.com/health-insurance/hdfc-ergo-health-insurance.html): HDFC Ergo Optima Restore — auto-restoration of sum insured after exhaustion. - [Niva Bupa Health Insurance](https://www.bankbazaar.com/health-insurance/niva-bupa-health-insurance.html): Niva Bupa (formerly Max Bupa) — Heartbeat, Health Companion, Health Premia plans. - [Car Insurance](https://www.bankbazaar.com/insurance/car-insurance.html): Compare 25+ IRDAI-registered insurers. Third-party cover mandatory by law. Comprehensive includes own damage. - [Car Insurance Renewal](https://www.bankbazaar.com/insurance/car-insurance-renewal.html): Renew lapsed or expiring car insurance online. NCB (No Claim Bonus) up to 50% preserved. - [Zero Depreciation Car Insurance](https://www.bankbazaar.com/insurance/zero-depreciation-car-insurance.html): Full claim settlement without depreciation deduction on replaced parts. - [Two Wheeler Insurance](https://www.bankbazaar.com/insurance/two-wheeler-insurance.html): Third-party (mandatory) and comprehensive plans for bikes and scooters. - [Travel Insurance](https://www.bankbazaar.com/insurance/travel-insurance.html): International and domestic cover — emergency medical, trip cancellation, baggage loss, flight delay. - [Home Insurance](https://www.bankbazaar.com/insurance/home-insurance.html): Cover for structure and contents — fire, natural disaster, burglary, and electronic appliance cover. ## Financial Calculators - [All Calculators](https://www.bankbazaar.com/calculators.html): 15+ financial calculators for loans, FD, tax, retirement, and more — all in one place. - [EMI Calculator](https://www.bankbazaar.com/finance-tools/emi-calculator.html): Universal EMI calculator. Formula: EMI = [P × R × (1+R)^N] / [(1+R)^N – 1]. Works for all loan types. - [Home Loan Prepayment Calculator](https://www.bankbazaar.com/home-loan/home-loan-prepayment-calculator.html): Calculate interest savings and tenure reduction from a lump-sum prepayment. - [Retirement Calculator](https://www.bankbazaar.com/retirement-calculator.html): Estimate retirement corpus required based on current age, expected expenses, inflation, and returns. - [NRI FD Calculator](https://www.bankbazaar.com/fixed-deposit/nri-fd-calculator.html): NRE, NRO, and FCNR deposit maturity calculation for Non-Resident Indians. ## Income Tax - [Income Tax Hub](https://www.bankbazaar.com/income-tax.html): Complete guide — old vs new regime slabs, deductions (80C, 80D, 24b, 80E), ITR deadlines, and HRA exemption. - [Income Tax Calculator](https://www.bankbazaar.com/tax/income-tax-calculator.html): Side-by-side old vs new regime tax comparison for FY 2024-25 with surcharges and cess. - [Tax Benefits on Loans](https://www.bankbazaar.com/tax/tax-benefit-on-loans.html): Section 24(b) — home loan interest | 80C — principal | 80E — education loan | 80EEB — EV loan. ## Real-Time Data - [Gold Rate India](https://www.bankbazaar.com/gold-rate-india.html): Daily 22K and 24K gold prices per gram and per 10 grams. City-wise rates for 50+ cities. - [Silver Rate India](https://www.bankbazaar.com/silver-rate-india.html): Daily silver prices per gram and per kg across all major Indian cities. - [Petrol Price India](https://www.bankbazaar.com/fuel/petrol-price-india.html): Daily city-wise petrol prices revised at 6 AM IST. Tracks state-wise tax differences. - [Diesel Price India](https://www.bankbazaar.com/fuel/diesel-price-india.html): Daily diesel prices across all Indian cities with state-wise VAT breakup. - [IFSC Code Lookup](https://www.bankbazaar.com/ifsc-code.html): Search IFSC codes for any bank branch — used for NEFT, RTGS, IMPS. Includes MICR codes and branch addresses. - [Indian Holiday Calendar](https://www.bankbazaar.com/indian-holiday-calendar.html): Bank holidays and national/state public holidays for the current year. - [Currency Exchange](https://www.bankbazaar.com/currency-exchange.html): INR exchange rates against USD, EUR, GBP, AED, SGD, CAD, AUD, and 30+ currencies. - [Banking Abbreviations](https://www.bankbazaar.com/banks/banking-abbreviations.html): A–Z glossary of 200+ banking and financial terms used in India. ## Government & Utility Documents - [PAN Card](https://www.bankbazaar.com/pan-card.html): Apply new PAN, make corrections, download e-PAN, link with Aadhaar. Mandatory for transactions above ₹50,000. - [Aadhaar Card](https://www.bankbazaar.com/aadhar-card.html): New enrollment, update details, download e-Aadhaar, generate Virtual ID, PAN-Aadhaar linking guide. - [Voter ID](https://www.bankbazaar.com/voter-id.html): Apply for new Voter ID (EPIC), corrections, duplicate card, and address transfer. - [Driving Licence](https://www.bankbazaar.com/driving-licence.html): Apply new DL, renewal, duplicate, address change, international DL, and DigiLocker guide. - [Passport](https://www.bankbazaar.com/passport.html): Fresh and renewal passport — Normal, Tatkaal, and Minor passport application guide. - [Visa](https://www.bankbazaar.com/visa.html): Visa guides for USA, UK, Schengen, Canada, Australia, UAE, and 50+ countries. - [Electricity Bill](https://www.bankbazaar.com/electricity-bill.html): Pay electricity bills online for all state electricity boards — BESCOM, MSEDCL, TSSPDCL, TNEB, BSES, and 40+ discoms. - [Gas Connection](https://www.bankbazaar.com/gas-connection.html): New LPG connection (HP Gas, Indane, Bharat Gas), transfer, surrender, and Ujjwala Yojana info. - [Ration Card](https://www.bankbazaar.com/ration-card.html): Apply new ration card, add/remove family members, One Nation One Ration Card, state-wise status. ## Blog - [BankBazaar Blog](https://blog.bankbazaar.com/): Expert personal finance articles on credit cards, loans, investments, tax planning, and financial literacy. - [Credit Cards Blog](https://blog.bankbazaar.com/category/credit-cards/): In-depth reviews, comparisons, rewards optimisation tips, and news on credit cards in India. - [Investments Blog](https://blog.bankbazaar.com/category/investment/): FD vs other instruments, mutual fund guides, SIP strategies, and saving scheme reviews. - [Money Management Blog](https://blog.bankbazaar.com/category/money-management/): Budgeting templates, emergency fund building, debt management, and financial goal setting. ## Optional - [About BankBazaar](https://www.bankbazaar.com/aboutus.html): Company history (est. 2008), mission, leadership team, investors, awards, and office locations. - [Careers](https://www.bankbazaar.com/careers.html): Open positions at BankBazaar — technology, product, marketing, operations, and data science roles. - [Contact Us](https://www.bankbazaar.com/contact-us.html): Customer support at support@bankbazaar.com. Offices in Chennai (HQ), Bangalore, and Mumbai. - [Privacy Policy](https://www.bankbazaar.com/privacy-policy.html): ISO + PCI DSS certified. BankBazaar does not sell personal data. - [Terms of Use](https://www.bankbazaar.com/conditionsofuse.html): Legal terms and conditions governing access to and use of the BankBazaar platform. - [DND Registration](https://www.bankbazaar.com/dnd.html): Do Not Disturb — opt out of promotional calls and SMS from BankBazaar. - [Download App](https://www.bankbazaar.com/getapp.html): Free BankBazaar app for Android (Google Play) and iOS (App Store). 10M+ downloads. - [Aspiration Index 2025](https://www.bankbazaar.com/aspiration-index-2025-2026.html): Annual research study on Indian consumer financial aspirations, credit behaviour, and saving goals. - [HTML Sitemap](https://www.bankbazaar.com/sitemap.html): Full product and category sitemap linking to all major pages on BankBazaar. - [XML Sitemap](https://www.bankbazaar.com/sitemap.xml): Machine-readable XML sitemap for AI crawlers and search engines.