Karur Vysya Bank Fixed Deposit Rates
Karur Vyasa Bank offers various types of fixed deposits such as KVB Tax Shield fixed deposit, regular FD, as well as term deposits for senior citizens. The highest rate of interest offered by KVB fixed deposits for regular citizens is 7.20% per annum.
For senior citizens, the interest rate ranges from 4.75% per annum to 7.70% per annum.
Customers can apply for a fixed deposit by visiting the branch of the bank or can also do through internet or mobile banking.
KVB Domestic Term Deposit Rates
Domestic Term Deposit rates offer fixed returns for a chosen tenure, with rates varying by deposit amount, period, and type. They provide a safe way to grow savings, with higher interest for senior citizens and special deposits like Tax Shield, Rainbow, and Green Deposits.
Fixed Deposit Interest Rates for Deposits of Less than Rs.3 crore
Tenure | Interest Rates |
7 days to 14 days | 4.00% p.a. |
15 days to 30 days | 4.00% p.a. |
31 days to 45 days | 4.50% p.a. |
46 days to 90 days | 4.75% p.a. |
91 days to 120 days | 5.75% p.a. |
121 days to 180 days | 6.00% p.a. |
181 days to 270 days | 6.25% p.a. |
271 days to 332 days | 6.40% p.a. |
333 days | 6.65% p.a. |
334 days to less than 1 year | 6.40% p.a. |
1 year up to 399 Days | 6.55% p.a. |
400 days | 7.20% p.a. |
401 days up to 2 years | 6.55% p.a. |
Above 2 years up to 3 years | 6.55% p.a. |
Above 3 years up to 5 years | 6.55% p.a. |
Above 5 years | 6.25% p.a. |
For KVB - Tax Shield Deposits | 6.55% p.a. |
Rainbow Deposits (RBFD) | 4.75% p.a. |
Green Deposits (2345 days) | 6.25% p.a. |
Note: The interest rates are applicable w.e.f. 6 April 2026.
Senior Citizens' Domestic FD Rates Below Rs.3 Crore
Tenure | Interest Rates |
333 Days | 7.15% |
1 Year to up to 399 Days | 7.05% |
400 Days | 7.70% |
401 Days up to 2 Years | 7.05% |
Above 2 years up to 3 years | 7.05% |
Above 3 years up to 5 years | 7.05% |
Above 5 years | 6.75% |
For KVB - Tax Shield Deposits | 7.05% |
Rainbow Deposits (RBFD) | 4.75% |
Green Deposits (2345 days) | 6.75% |
Note:
- The interest rates are applicable w.e.f. 6 April 2026.
- The NRI customers are not eligible to avail themselves of the senior citizen rates.
KVB Bulk Fixed Deposit Rates
Karur Vysya Bank Fixed Deposit Interest Rates - Premature Withdrawal Allowed
Tenure | Rs.3 crore to less than Rs.5 crore | Rs.5 crore to less than Rs.10 crore | Rs.10 crore to less than Rs.25 crore | Rs.25 crore to less than Rs.50 crore | Rs.50 crore to less than Rs.100 crore | Rs.100 crore and above |
7 days to 14 days | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% |
15 days to 30 days | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% |
31 days to 45 days | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% |
46 days to 90 days | 5.60% | 5.60% | 5.60% | 5.60% | 5.60% | 5.60% |
91 days to 180 days | 5.85% | 5.85% | 5.85% | 5.85% | 5.85% | 5.85% |
181 days to 270 days | 5.85% | 5.85% | 5.85% | 5.85% | 5.85% | 5.85% |
271 days to less than 1 year | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
12 months | 6.75% | 7.00% | 6.75% | 7.00% | 6.75% | 6.75% |
12 months 1 day to less than 15 months | 6.75% | 7.00% | 6.75% | 6.75% | 6.75% | 6.75% |
15 months | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% |
15 months 1 day to less than 18 months | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% |
18 months | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% |
18 months 1 day to less than 24 months | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% |
2 years to < 3 years | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% |
3 years to 5 years | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% |
Note: The interest rates are applicable w.e.f. 6 April 2026.
Karur Vysya Bank Fixed Deposit Interest Rates - Premature Withdrawal Not Allowed
Tenure | Rs.3 crore to less than Rs.5 crore | Rs.5 crore to less than Rs.10 crore | Rs.10 crore to less than Rs.25 crore | Rs.25 crore to less than Rs.50 crore | Rs.50 crore to less than Rs.100 crore | Rs.100 crore and above |
7 days to 14 days | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% |
15 days to 30 days | 4.50% | 4.50% | 4.50% | 4.50% | 4.50% | 4.50% |
31 days to 45 days | 5.50% | 5.50% | 5.50% | 5.50% | 5.50% | 5.50% |
46 days to 90 days | 5.85% | 5.85% | 5.85% | 5.85% | 5.85% | 5.85% |
91 days to 180 days | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% |
181 days to 270 days | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
271 to less than 1 year | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% |
12 months | 7.00% | 7.10% | 7.00% | 7.10% | 7.00% | 7.00% |
12 months 1 day to less than 15 months | 7.00% | 7.10% | 7.00% | 7.00% | 7.00% | 7.00% |
15 months | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
15 months 1 day to less than 18 months | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
18 months | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
18 months 1 day to less than 24 months | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
2 years to < 3 years | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% |
3 years to 5 years | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% |
Note: The interest rates are applicable w.e.f. 6 April 2026.
Karur Vyasa Bank Tax Saving FD Rates - KVB Tax Shield Scheme
Tenure | Interest rate for the general public (p.a.) | Interest rate for senior citizens (p.a.) |
5 years | 6.55% | 7.05% |
Note: The interest rates are applicable w.e.f. 6 April 2026.
Karur Vyasa Bank NRI FD Rates
Interest Rates for NRE Deposits of Less than Rs.3 Crore - General Public
Tenure | Interest Rates |
1 Year to up to 399 Days | 6.55% |
400 Days | 7.20% |
401 Days up to 2 Years | 6.55% |
Above 2 years up to 3 years | 6.55% |
Above 3 years up to 5 years | 6.55% |
Above 5 years | 6.25% |
Green Deposits (2345 days) | 6.25% |
Note: The interest rates are applicable w.e.f. 6 April 2026.
Interest Rates for NRO Deposits of Less than Rs.3 Crore - General Public
Tenure | Interest Rates |
7 days to 14 days | 4.00% p.a. |
15 days to 30 days | 4.00% p.a. |
31 days to 45 days | 4.50% p.a. |
46 days to 90 days | 4.75% p.a. |
91 days to 120 days | 5.75% p.a. |
121 days to 180 days | 6.00% p.a. |
181 days to 270 days | 6.25% p.a. |
271 days to 332 days | 6.40% p.a. |
333 days | 6.65% p.a. |
334 days to less than 1 year | 6.40% p.a. |
1 year up to 399 Days | 6.55% p.a. |
400 days | 7.20% p.a. |
401 days up to 2 years | 6.55% p.a. |
Above 2 years up to 3 years | 6.55% p.a. |
Above 3 years up to 5 years | 6.55% p.a. |
Above 5 years | 6.25% p.a. |
For KVB - Tax Shield Deposits | 6.55% p.a. |
Rainbow Deposits (RBFD) | 4.75% p.a. |
Green Deposits (2345 days) | 6.25% p.a. |
Note: The interest rates are applicable w.e.f. 6 April 2026.
Karur Vysya Bank FCNR (B) Deposit Interest Rates
The FD rates for Karur Vyasa Bank deposits against specific foreign currency are as follows:
Tenure | Interest Rates | |||||
| USD | GBP | EUR | JPY | CAD | AUD |
1 year and above but less than 2 years | 5.00% | 3.98% | 2.43% | 0.98% | 2.32% | 4.35% |
2 years and above but less than 3 years | 3.68% | 3.73% | 1.43% | 0.98% | 1.82% | 4.10% |
3 years and above but less than 4 years | 2.90% | 2.73% | 0.93% | 0.98% | 1.82% | 4.10% |
4 years and above but less than 5 years | 2.65% | 2.73% | 0.93% | 0.83% | 1.82% | 3.85% |
5 years only | 2.65% | 2.73% | 0.93% | 0.83% | 1.82% | 3.85% |
Note: The interest rates are applicable from 4 April 2026.
Features and Benefits of Karur Vyasa Bank Fixed Deposits
The features and benefits of Karur Vyasa Bank Fixed Deposit Schemes can be summed up as follows:
- Loan facility available on deposits
- Can be opened by individuals, HUF, Trust, etc.
- Nomination facility is available
- Premature closure is allowed
- Half-yearly, quarterly, and monthly interest payout options available
Eligibility Criteria and Documents Required
The following are eligible to invest in a Karur Vyasa Bank Fixed Deposit Scheme:
- Individuals
- Sole proprietorships
- HUFs
- Limited companies
- Partnership firms
- Trusts
- Associations, etc.
The following documents are required to start investing in a Karur Vyasa Bank Fixed Deposit Scheme:
- Proof of Identity:
- PAN card
- Driving licence
- Aadhaar card
- Senior citizen ID (if applicable)
- Photo ID card issued by the government
- Passport
- Proof of Address:
- Utility bills such as electricity bill and telephone bill
- Passport
Type of Karur Vyasa Bank Fixed Deposit Schemes
Karur Vyasa Bank offers the following categories of Fixed Deposit Schemes:
- Fixed Deposits for general citizens, NREs, and NROs
- Fixed Deposits for senior citizens
- KVB Tax Shield Scheme
- Karur Vyasa Bank Flexi Term Deposit scheme
FAQs on Karur Vyasa Bank Fixed Deposits
- Can a customer open an FD account online in Karur Vyasa Bank?
Yes, Karur Vyasa Bank allows its customers to open an FD account online through their portal.
- Can I avail myself of the nomination facility for Karur Vysya Bank Fixed Deposits?
Yes, The nomination facility can be availed for Karur Vysya Bank Fixed Deposit schemes.
- Can I avail a loan against FD with Karur Vyasa Bank?
Yes, loan against FD facility is offered by Karur Vyasa Bank.
- Is it necessary to provide PAN while applying for a KVB Fixed Deposit?
Yes, PAN is mandatory for KVB Fixed Deposits if the deposit amount exceeds the mark of Rs.50,000.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.