How to Check LIC Policy Status, Details, Statement via Online/SMS/Call
Financial protection is provided by LIC insurance; however, if premiums are not paid, the policy may lapse, wasting your investment. Checking the status of your LIC insurance on a regular basis is crucial because of this.
How to Check LIC Policy Status Online: A Step-by-Step Guide
Check the steps to know the LIC policy details for New Users and for Registered Users.
How to Check Policy Status Online for New Users
To check the policy status online, you must follow the steps given below:
Step 1: Visit the LIC official website and select Login to Customer Portal from the main page
Step 2: Select the page's New User button
Step 3: Enter the policy number, installment premium, date of birth, gender, email address, and PAN, then click the Proceed button
Step 4: Enter your login information and password, then click Submit
Step 5: After successfully registering, you will be sent a verification email. Click the URL provided for the email confirmation
Step 6: A fresh page will appear. Enter the details of your LIC insurance, such as year of birth, insurance number, premium amount, and so on, and then click the 'Submit' button
Step 7: The policy status will appear on the screen.
Details Required to Register as a New User on LIC Portal
You need the following information if you register as a new user on LIC portal:
Policy Number: You must be the owner of a valid LIC policy.
Date of Birth: The format for the DOB must be DD/MM/YYYY.
Mobile Number: To receive alerts such as LIC premium payment, policy maturity, premium due, and so on, you must provide a valid mobile number.
Instalment Premium: This represents the premiums paid without the need to enter any service tax.
Email Address: You need to provide a valid email address.
How to Check LIC Policy Status for Registered Users
To check LIC policy status for registered users, you must follow the steps given below:
Step 1: Visit the LIC official website and select Login to Customer Portal from the main page
Step 2: Click the Registered User page button
Step 3: After entering your password and username, select Sign In
Step 4: Select the option labeled Policy Status
Step 5: You will get a list of all the LIC policies you have enrolled in
Step 6: Select the insurance number from the list to view its status
Step 7: The policy details will appear on the screen.
How to Check LIC Policy Status Offline (SMS & Phone)
As a quick and simple alternative to going onto the website, LIC introduced the SMS and Phone Call service to allow consumers to verify the contents of their policies. Therefore, even if you are not registered with the user portal, you can still phone and SMS LIC to inquire about the status of your policy. These services make sure that policyholders who do not have internet access are not left out of the most recent changes.
Check LIC Policy Status via SMS: Quick Steps
LIC offers an SMS service to easily check their policy details and stay updated:
- Open the SMS app on your mobile phone.
- Type the following message: LICHELP <your policy number>
- Send the SMS to 9222492224
- You will receive a reply with the current status of your LIC policy.
Contact LIC Customer Care to Check Policy Status
You can check your LIC policy status by calling the LIC customer care number at +91-02268276827. Support is available in English, Hindi, and eight regional languages from Monday to Friday, between 8:00 a.m. and 8:00 p.m. For further assistance, you can also contact the nearest LIC zonal office.
LIC Customer Care Contact Details (Zone-Wise)
Find below the customer care numbers for all the voice support centres falling under different zones of LIC.
LIC Customer Zone | Contact Details |
Agra |
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Ahmedabad |
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Amritsar |
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Bangalore |
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Bangalore II |
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Belgaum |
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Bhagalpur |
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Bhubaneshwar |
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Bhopal |
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Chandigarh |
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Chennai |
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Chennai II |
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Coimbatore |
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Cuttack |
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Delhi |
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Delhi II |
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Dhanbad |
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Dwarka |
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Dharwad |
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Ernakulam |
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Gandhinagar |
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Goa |
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Gulbarga |
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Guntur |
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Guwahati |
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Gwalior |
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Gurgaon |
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Hubli |
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Hyderabad |
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Indore |
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Jabalpur |
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Jaipur |
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Jalandhar |
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Jamshedpur |
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Jammu |
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Jodhpur |
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Kanpur |
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Karnal |
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Kolkata |
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Kolkata (S) |
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Kolkata II |
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Kottayam |
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Kozhikode |
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Lucknow |
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Howrah |
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Madurai |
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Mangalore |
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Mumbai I |
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Mumbai II |
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Mumbai III |
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Mumbai III | Address: Mumbai BKC - III, Mahanagar Telephone Nigam Ltd., Telephone Exchange Building, G-N Block, Bandra Kurla Complex, Bandra (East), Mumbai - 400098· Contact Number: +91-22-26500441 & 26500442· Email Id: custzone2_mumbai-do3@licindia.com |
Mumbai IV |
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Muzaffarpur |
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Mysore |
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Nagpur |
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Nerul |
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Noida |
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Patna |
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Pune |
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Raipur |
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Ludhiana |
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Salem |
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Secunderabad |
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Siliguri |
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Surat |
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Thane |
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Thrissur |
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Tirunelveli |
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Trichy |
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Trivandrum |
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Varanasi |
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Vellore |
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Vijayawada |
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Vishakhapatnam |
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Warangal |
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Why Is It important to Check LIC Policy Status Regularly
Here is why it is advised to check the details and status of LIC policies:
- You can check the status of your policy find out the specifics of your policy, including the term, sum assured, maturity date, and premium due date. You can use this information to make suitable financial plans and make sure you don't forget to pay your premiums.
- You must be informed of the current status of your policy if you wish to make any modifications, like raising the sum assured or changing the policy's term.
- You can monitor your policy's performance, including the returns it generates and any bonuses you receive, by checking the status of your policy. You can evaluate the return on your investment with the help of this information.
- You are at risk of your policy lapse and losing all of its benefits if you fail to pay your premium on time. You can also avoid missing any premium payments by staying up to date on the date of the premium due.
Important Points About LIC Policy Validation and Enrollment
Given below are some of the important points that you need to keep in mind about LIC policy validation, enrollment, and premium payment options:
- LIC completes policy validation after performing all necessary checks as per your policy terms.
- Most LIC policies require annual premium payments made in advance.
- You can pay premiums monthly, quarterly, or half-yearly with a small extra charge.
- You can get authorized access to services like updating your address by enrolling in your LIC policy online.
FAQs on LIC Policy Status
- How can I register myself on LIC portal if I am a new user?
Registering yourself on the LIC portal is extremely easy and hassle-free. e-Services by LIC allows a new user to begin registering by choosing their own credentials first. Simply fill out the form for registration available online, along with any documents (if required) and submit. Once you have registered successfully, you will receive a confirmation message on the email ID that you have provided. In the email, you will notice a link. Click on the link and you will be taken to a webpage wherein you will be able to link your policy with your account.
- What is the online procedure for checking LIC policy status?
In order to check your LIC policy status online, you need to visit the official website of LIC and click on ‘Online Services’. You can log in by registering as a new user or by providing your username and password. Then, go to ‘View Enrolled Policies’ to see all your policies. You can click on a policy number to view its status, premium details, and bonus information.
- Can I check the status of my policy despite not having registered online?
Individuals who have not registered on the website of LIC can still check their policy statuses in a jiffy. By means of the SMS and phone call service, you are just one step away from knowing the status of your policy.
- How do I check the status of my policy through the SMS facility?
You can check the policy status through the SMS facility by sending the message LICHELP <your policy number> to 9222492224.
- How do I check my LIC policy status with the help of the customer care?
In order to get information about the policy status, you can simply call the customer care officials on the number +91-02268276827.
- Should I check the status of my LIC policy regularly?
To reduce the chances of a policy lapse, it is recommended to check the LIC policy status regularly.
- Do I have to pay any charges to check the status of my LIC policy?
No, you do not have to pay any charges to check the status of your LIC policy. However, depending on your provider, you may have to pay SMS charges.
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