Yes Bank Recurring Deposit Interest Rates 2026
Yes Bank recurring deposit is one of the most sought-after financial services extended by the institution. The minimum tenure for a Yes Bank RD is 6 months and the maximum is 10 years. The YES Bank RD interest rates range from 6.00% to 7.00%. Senior citizens can avail themselves of a greater rate of interest; the bank provides an extra 0.50% over the regular rate of interest to people who are more than 60 years of age.
Yes Bank offers the Recurring Deposit (RD) scheme with an interest rate ranging between 6.00% p.a. to 7.00% p.a.
The tenure of the scheme ranges between 6 months and 10 years. Senior citizens are provided an additional interest rate by the bank.
Yes Bank RD Rates of up to Rs.2 crore
The interest rates for Yes Bank recurring deposit are as follows:
Tenure | Interest Rate for General Citizens (p.a.) | Interest Rate for Senior Citizens (p.a.) |
6 Months | 6.00% | 6.50% |
9 Months | 6.25% | 6.75% |
12 Months | 6.65% | 7.15% |
15 Months | 6.75% | 7.25% |
18 Months | 6.75% | 7.25% |
21 Months | 7.00% | 7.50% |
24 Months | 7.00% | 7.50% |
27 Months | 7.00% | 7.50% |
30 Months | 7.00% | 7.50% |
33 Months | 7.00% | 7.50% |
36 Months to < 60 Months | 7.00% | 7.75% |
60 Months | 6.75% | 7.50% |
60 Months 1 day and above | 6.75% | 7.50% |
Note: The interest rates mentioned above are with effect from 30 August 2025 and are subject to change at the discretion of bank.
Also, Check - FD Interest Rates
The Highest Interest Rates on Yes Bank Recurring Deposit (RD)
One among the popular investment schemes offered to customers by YES BANK is its recurring deposit scheme. Regular RD scheme and NRE RD Scheme is offered by Yes Bank, and the interest rates offered on each RD by the bank vary depending on the deposit tenure and other conditions.
The minimum tenure for which a depositor can hold an RD with Yes Bank is 6 months and the maximum tenure is 10 years. For an investment amount of up to Rs.2 crore , one can earn a return on investment ranging from minimum 6.10% p.a. to 8.00% p.a.
Smart Tips Before You Invest in Yes Bank RD
- Check the latest interest rates before investing, as they may change periodically.
- Compare RD rates with other banks to ensure you are getting the best return.
- Choose the right tenure based on your financial goal (short-term vs long-term).
- Use an RD maturity calculator to estimate your final maturity amount in advance.
- Keep your PAN updated with the bank to avoid higher TDS (20% without PAN).
- Submit Form 15G/15H if eligible to avoid TDS deduction.
- Avoid premature withdrawal to prevent penalty charges and lower interest payout.
- Consider the Flexigain RD option if you want flexibility in deposit amounts.
- Ensure you can comfortably pay the monthly instalment to avoid missed-payment penalties.
- Opt for nomination facility to secure your investment for your family.
Yes Bank Short-Term RD Interest Rates
Yes Bank Recurring Deposit can be held for a short deposit term ranging from a minimum tenure of 6 months at an Interest rate of 6.10% p.a. For a period of 12 months to 15 months, the interest rate offered on a recurring deposit worth less than Rs.2 crore is 6.65 % p.a. to 7.75% p.a.
RD Interest Rate Pages
- United Bank RD Interest Rates
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RD Article Pages
- Recurring Deposit Vs. Chit Fund
- Miss to Pay the Recurring Deposit Due
- Difference Between Recurring Deposit and SIP
- Open RD Account through HDFC NetBanking
- RD Account in SBI
- Advantages of Recurring Deposit
- Flexi RD
- SBI Flexi RD Schemes
FAQs on Yes Bank RD Interest Rates
- What should I do in case I have not received the RD advice?
You must visit the Yes Bank branch to receive the RD advice. However, you need to carry the necessary documents when you visit the branch.
- Will there be any penalties levied in case of premature closure?
Yes, a penalty will be levied in case of premature withdrawal.
- How long does it take for RD Premature?
In the case of premature closure, you must visit a Yes Bank branch.
- What are the late payment charges for RD EMIs?
Late payment charges vary, usually ranging between Rs. 1.50 and Rs. 2.50 for every Rs. 100 borrowed, with an additional service charge of Rs. 10.
- Is it possible to apply for an RD account online?
Yes, you can apply for an RD account online.
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