The State Bank Foreign Travel Card (SBFTC) is a secure and convenient prepaid card designed for international travel. This EMV chip-based card ensures encrypted and confidential transactions, offering a hassle-free way to carry foreign currency. It is valid worldwide, except in India, Nepal, and Bhutan.
The State Bank Foreign Travel Card (SBFTC) is a secure, prepaid card designed for hassle-free international travel. Featuring an EMV chip for encrypted transactions, it offers a convenient way to carry foreign currency and is accepted worldwide, except in India, Nepal, and Bhutan. With SBFTC, you can shop, dine, and explore without the risks of carrying cash. Unlike international debit or credit cards, it comes without annual fees but charges an issuance fee of Rs.100. Available in Single Currency and Multicurrency options, it provides flexibility to meet diverse travel needs.
At present, SBI offers two foreign travel credit cards, they are:
Card Variant | Number of Foreign currencies | Foreign Currencies |
Multicurrency VISA Foreign Travel Card | 9 | US Dollar (USD)Pound Sterling (GBP)Euro (EUR), Japanese Yen (JPY), Canadian Dollar (CAD)Australian Dollar (AUD)Saudi Riyal (SAR)Singapore Dollar (SGD)UAE Dirham (AED). |
Single Currency VISA Foreign Travel Card | 8 | US Dollar (USD)Pound Sterling (GBP)Euro (EUR)Canadian Dollar (CAD)Australian Dollar (AUD)Japanese Yen (JPY)Saudi Riyal (SAR)Singapore Dollar (SGD) |
Multicurrency MasterCard Foreign Travel Card | 7 | US Dollar (USD)Pound Sterling (GBP)Euro (EUR)Canadian Dollar (CAD)Australian Dollar (AUD)Singapore Dollar (SGD)UAE Dirham (AED) |
Note: All available currencies can be loaded onto a single card by the cardholder.
Listed below are the features and benefits of the State Bank Foreign Travel Card:
Get favourable currency conversion rates.
The key benefits of SBI Foreign Travel credit cards are listed below:
The fees and charges on SBI foreign travel cards are mentioned below:
Type of Charge | Amount |
FTC Issuance Fee | Rs.100 plus GST |
Add-on cards fee (not more than 2) | Rs.100 plus GST per person |
Reloading fee on the card | Rs.50 plus GST |
Refund or Cash-out | Rs.100 plus GST per instance |
Cross-currency Fee | 3.00% plus GST |
Card Statement | Free at prepaid card portal - https://prepaid.sbi |
Manual Cash Transaction | 1.50% of the withdrawal amount plus GST |
GCAS fee per transaction through VISA | Lost or Stolen Report - USD 35.00 Cash or Card Replacement - USD 175.00 Miscellaneous enquires - USD 5.00 Note: The amount mentioned is equivalent to other currencies. |
Currency | USD ($) | GBP (£) | EURO (€) | CAD (CA$) | AUD (AU$) | JPY (¥) | SAR | SGD (S$) | AED |
ATM Withdrawal Fee | 1.75 | 1.25 | 1.50 | 1.75 | 2.00 | 175.00 | 7.00 | 2.00 | 7.00 |
ATM Balance Enquiry Fee | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 50.00 | 2.00 | 1.00 | 2.00 |
Chargeback Fee | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 200.00 | 7.00 | 3.00 | 7.00 |
Deduction on Expired Card (Annual) | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 500.00 | 20.00 | 6.00 | 20.00 |
Minimum Amount of Initial Load / Reload | 200 | 120 | 150 | 200 | 200 | 15,800 | 750 | 250 | 750 |
Notes:
The transaction limit of State Bank Foreign Travel card is given the table below:
Channel | Number of transactions per day | Limits in USD (or equivalent) per day |
PoS (Point of Sale) | 20 | 10,000 |
ATM | 3 | 3000 |
e-comm | 20 | 10,000 |
Listed below are the eligibility criteria for the applicants of State Bank Foreign Travel Card:
To procure an SBI Foreign Travel Cards, an applicant will have to submit the following documents:
There are two ways to apply for the SBI Travel Card. You can apply for the card either online or offline.
Step 1: Please visit any SBI branch
Step 2: Fill in the application form
Step 3: Submit this with the KYC documents and papers.
You can register your SBI Foreign Travel Credit Cards through various channels, such as:
In YONO
In YONO Lite
In Internet Banking (RINB)
The details about the various offers applicable on SBI Foreign Travel credit cards are given below:
Free International SIM Card Offer
Free International Youth Travel Card (IYTC)
Free PVR Movie Ticket Voucher worth Rs.1000
Get a Rs.1000 PVR voucher on spending USD 1000 or more with your SBI Visa Foreign Travel Card.
Free International Student Identity Card (ISIC)
Offers student benefits across the globe along with a free ISIC card with your SBI Visa Foreign Travel Card.
Zero Surcharge on Cash Withdrawals
On cash withdrawal abroad, the card offers zero surcharge at all point ATMs.
Exclusive Offers Around the World
Provides exclusive offers on specific travel destinations, with your SBI Visa Foreign Travel Card.
The contact details of customer care service are mentioned below:

You can call the SBI credit card customer care which is available round the clock and raise a request for new PIN generation.
The card will be ready to be use immediately after getting it. However, it is advisable to visit the nearest ATM and change the PIN once the card has been activated.
Yes, the State Bank Foreign Travel Card can be topped up or reloaded from any branch that is authorized for the purpose. There are more than 550 branches across the country for the same.
All ATMs that display the VISA/PLUS/VISA Flag/Electron/MasterCard will accept State Bank Foreign Travel Card. Any ATM displaying the MasterCard® Acceptance Mark will accept the FTC on MasterCard scheme.
No, you do not need to have an account at State Bank to purchase a State Bank Foreign Travel Card.
Yes, a refund fee of Rs.100 plus GST applies per request. For VISA cards, a small deduction (e.g., USD 5 / GBP 5 / EUR 5 etc.) applies after expiry and no fee is charged if the refund is claimed within three months of expiry. No additional refund fee is charged for MasterCard.
The VISA SBFTC carries an annual expiry fee of USD 5 (or equivalent in other currencies), excluding GST applies for VISA SBFTC, while no expiry fee is charged for the MasterCard SBFTC. Though a monthly inactivity charge applies after 12 months of no customer-initiated transactions.

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