Canara Bank Credit Card

Features and Benefits of Canara Bank Credit Cards

Canara Bank VISA Classic Credit Card

The Canara Bank VISA Classic Credit Card is a no-fee credit card with up to 50 days of interest-free credit and rewards accrued on every transaction, accepted across India and worldwide. The credit card is an excellent choice for anyone looking for a payment method that offers a simple and flexible way to handle expenditures for everyday purchases and online transactions. 

 Key Highlights: 

1. No Joining or Annual Fees 

1. Up to 50 days of interest-free credit 

1. Accepted in India and Around the World 

1. Rewards associated to use of credit card: 2 points per Rs.100 spent on PoS and e-commerce transactions 

1. Easy EMI conversion via the Canara ai1 app 

 Eligibility: 

1.  Individuals: Rs.1 lakh minimum annual gross income 

1. For staff members, the minimum annual gross income should be Rs.60,000 with Rs.4,000 net monthly salary.

Features & Benefits: 

1. Exciting discounts for PoS and online shopping at all vendors 

1. Cash withdrawal at ATM (50% credit limit or Rs.50,000 whichever is lower)

1. Fraudulent charge cover at Rs.2 lakh.

1. Baggage and purchase protection at Rs.25,000 

1. For air accident cover of Rs. 4 lakh for air accidents, and Rs.2 lakh for other accidents for self.
2. For air accident cover and other accident cover, the card offers Rs.2 lakh and Rs.1 lakh for spouse. 

1. EMI Conversion available at 13%–14% per annum with transaction charges from Rs.100 to Rs.200 

Seasonal offers include domestic flight bookings, hotels, bus and cab discounts.

1. Seasonal offers include domestic flight bookings (GoIbibo Discount Offer for 12%), hotels (15% discount), bus (9%) and outstation cab (10% discount). 

1. Charges foreign transaction fee of 3%. 

1. Accepted across the globe. 

1. The maximum credit limit per month is Rs.5 lakh. 

Canara Bank MasterCard World Credit Card

The Canara Bank MasterCard World Credit Card offers up to 50 days of interest-free credit and premium features such as airport lounge access and no limit on rewards on every transaction. Best suited for high-value spenders looking for convenience and exclusivity. 

Key Highlights: 

1. Up to 50 days of interest-free credit 

1. Domestic and International acceptance 

1. Rewards of 2 rewards per Rs.100 spent at PoS / e-commerce 

1. Ease of EMI conversion via Canara ai1 app 

1. Withdrawal of cash at ATM & other non-financial services 

1. Shopping at PoS and online at discounted prices
2. Zero joining and annual fee 

1. Offers domestic and international airport lounge access.

Note:  

1. Offers three access for self and two for guests per quarter to domestic airport lounges. 

1. Offers two access for self and two for guests per year to international airport lounges. 

Eligibility: 

1. Individuals: Minimum gross annual income of Rs.10 lakh 

1. Staff: Minimum gross annual income of Rs.60,000, and net monthly salary not less than Rs.4,000. 

Features & Benefits: 

1. Maximum Credit Limit: Rs.50 lakh

1. Cash withdrawal limit: 50% or Rs.50,000 of total credit limit, whichever is lower 
2. Cash withdrawal Fee: Rs.30 x per Rs.1000 withdrawn 

1. Fraudulent charge cover: Rs.5 lakh

1. Baggage and purchase protection: up to Rs.25,000

1. Air accidental cover: Rs.8 lakh (self) and Rs.4 lakh (spouse) 

1. Other than air accident: Rs.4 lakh (self) and Rs.2 lakh (spouse)  

1. EMI conversions: 13% to 14% p.a., Rs.100 to 200 transaction fee 

1. Discounts for GoIbibo domestic flights (12%), hotels (15%) and buses (9%) as well as outstation cabs (10%).

Canara Bank Rupay Platinum Credit Card 

Enjoy interest-free credit for as long as 50 days, and an elite suite of enhanced benefits and rewards to meet the needs of frequent shoppers and travelers with Canara Bank Rupay Platinum Credit Card. If you are a frequent shopper or traveler, this is a card for you, with seamless domestic and international acceptance for all types of transactions either online or offline. 

Key Highlights: 

1. Airport Lounge Access Fee: (Domestic and international lounge access: 2 per quarter for self (each);

1. Up to 50 days interest-free credit 

1. Domestic and International acceptance 

1. Reward points of 2 points per Rs.100 spent on PoS and e-commerce transactions

1. EMI conversion with ease via Canara bank app 

1. ATM Cash withdrawal and other non-financial services

1. Special Offers when shopping at PoS & online 

1. Zero joining and annual fee:

Eligibility: 

1. Individual: a minimum annual gross income: Rs.2 lakh 

1. Staff members: with a minimum annual gross income of Rs.60,000 and Net take-home pay not less than Rs.4,000 per month.

 Features & Benefits: 

1. Maximum and minimum credit limit of Rs.50 lakh and Rs.50,000, respectively.

1. Cash Withdrawal Limit: 50% of Credit Limit or Rs. 50,000, whichever is lower  

1. Cash Withdrawal Charges: Rs.30 for every Rs. 1,000 cash withdrawn from the ATM

1. Fraudulent Charge Cover limit of Rs.5 lakh.

1. Baggage and Purchase Protection up to limit of Rs.25,000

1. Air accident cover and other accident cover for self are Rs.8 lakh and Rs.4 lakh, respectively. 

1. Air accident and other accident coverage for spouse are Rs.4 lakh and Rs.2 lakh, respectively. 

1. Charges for EMI Conversion - Minimum Rs.100; 2% of the transaction; maximum Rs.200 and the interest rate charged ranges between 13% to 14% per annum.

Canara Bank Rupay Select Secured Credit Card  

The Canara Bank Rupay Select Secured Credit Card combines secured credit convenience with premium benefits like airport lounge access, concierge services, and exclusive merchant offers. It is designed for individuals seeking both financial security and rewarding spending.  

Key Highlights: 

1. Up to 50 days interest-free credit 

1. Accepted internationally and domestically 

1. Reward points of 2 Points for every Rs.100 for PoS and e-commerce spend.

1. Option for easy EMI conversion through the Canara ai1 app. 

1. Lounge Access (2 complimentary in domestic lounge/year; 2 complimentary in international lounge/ year) 

1. Joining fee and yearly Fees: Nil 

1. Comfort of 24 x 7 concierge service for travel, dining and reservations. 

1. Merchant offers & Discounts on seasonal offers. 
2. Complimentary insurance coverage. 

Eligibility: 

1. For Individuals: minimum annual gross income of Rs.10 lakh 

1. For Staff: minimum annual gross income of Rs.60,000 net take home with his/her gross salary not less than Rs.4000 Respective monthly payment. 

Features & Benefits: 

1. Credit limit ranges from Rs.1 lakh to Rs.50 lakh.
2. Offers cash withdrawal facility at ATMs at Rs.30 per Rs.1000 withdrawn. 

1. Revolving credit by repaying via alternate banking channels.

1. In case of death due to air accident, then the card offers Rs.8 lakh for self-coverage and Rs.4 lakh for spouse. 

1. Other than air accidents, the card offers Rs.4 lakh and Rs.2 lakh for self and spouse, respectively.
2. Offers baggage and purchase or transit protection cover of up to Rs.25,000.  

Other Benefits

Welcome offers:  

1. Gift voucher worth Rs.500 from Croma. 

1. Discount offer from Apollo Pharmacy. 

1. Offers discount of Rs.100 on the first two transactions made on purchases at Snapdeal.  

Cashback offers:  

1. 5% cashback on utility bill payments and on restaurants eating out, capped at Rs.50 per month.  

Lounge access:  

1. Offers two access per quarter at domestic airport lounges covering 30 lounges in 11 cities. 

1. Offers two accesses per year at international airport lounges covering more than 500 lounges in more than 300 cities. 

RuPay Insurance Programme: 

1. In case of death due to Personal Accident and Permanent Disability, the card offers coverage of Rs.10 lakh. 

Canara Bank MasterCard Standard Credit Card 

Canara Bank MasterCard Standard Credit Card comes with a benefit of 50 days interest-free credit on all transactions along with rewards on all transactions which makes it suitable for all the routine purchases across on-line payments and transactions at the outlets of merchants. So, enjoy the comfort of the card with basic features to manage your finances and EMIs. 

 Key Highlights: 

1. Maximum 50 days interest-free credit  

1. Domestic & International acceptance  

1. Offers 2 reward points for every Rs.100 spent on PoS or e-commerce transactions

1. Canara ai1 app for easy EMIs  

1. ATM cash withdrawals and other non-financial services

1. Zero joining and annual fee

Eligibility: 

1. For individuals only: Minimum annual gross income of Rs.1 lakh or equivalent  

1. For staff members: Minimum annual gross income of Rs.60,000 and net take home pay not less than Rs.4,000 monthly  

Features & Benefits: 

1. Maximum Credit limit: Rs.5 lakh

1. Maximum cash withdrawal limit: 50% of credit limit or Rs.50,000 whichever is lower 

1. Minimum cash withdrawal charges: Rs.30 per Rs.1,000 withdrawn 

1. Cover for fraudulent charges: Rs.2 lakh

1. Baggage & Purchase protection: up to Rs.25,000

1. Air accident cover: Rs.4 lakh (self) and Rs.2 lakh (spouse) 

1. Other accident cover: Rs.2 lakh (self) and Rs.1 lakh (spouse)  

1. Forex markup fee: 3% of transaction 

1. Seasonal offers: 12% off on domestic flight bookings; 12% on hotels; 9% on bus; and 10% on outstation cabs via Goibibo. 

1. EMI conversion charges: minimum Rs.100, 2% of the transaction, maximum Rs.200

Canara Bank VISA Corporate Credit Card

The Canara Bank VISA Corporate Credit Card offers corporate organizations up to 50 days of interest-free credit. The bank expects you to make a number of business purchases on behalf of your firm. This is especially beneficial to corporations that want to manage their cash flow in a flexible manner and feel comfortable with their employees spending money on behalf of the firm. 

Key Highlights: 

1. Interest free credit of up to 50 days 

1. Widely accepted domestically and internationally 

1. ATM cash withdrawals and other non-financial uses 

1. Joining and annual fee: Rs.400

1. Limits specific to corporate organizations: maximum Rs.200 lakh; add-on card limit Rs.25,000

1. Access to seasonal offers for travel and e-companies 

Eligibility: 

1. Annual Income: firm's annual gross income must be at least Rs.2 lakh per annum 

1. Credit Card Limits: corporate credit card limit cannot be more than 30% of the firm's gross annual income 

1. Corporate credit cards will have to issue at least one Add-on card with 30% limit should be between Rs.50,000 to Rs.200 lakh. 

Features & Benefits: 

1. Cash withdrawal limit - 50% of credit limit with overall limit maximum is Rs.5 lakh. 

1. Cash withdrawal transaction/travel charge is 3% of the transaction amount minimum of Rs.30 per Rs.1,000 withdrawn. 

1. Rate of interest after the nominated credit period will be 2.5% monthly or 30% per year. 

1. Fraudulent Charges (if you are charged for services or goods not ordered): The Cardholders are covered for the total amount of Rs.2 lakh.

1. Baggage and/or purchase protection: maximum of Rs.25,000.

1. Air accident Cover: Rs.4 lakh (self) and Rs.2 lakh (spouse) 

1. Other accident cover: Rs. 2 lakh (self) and Rs.1 lakh (spouse).

1. Accident Cover: Rs.4,00,000 (air); Rs.2,00,000 (spouse); Rs. 2,00,000 (other); Rs.1,00,000 (spouse). 

1. Seasonal offers: 12% off on domestic flight bookings; 12% on hotels; 9% on bus; and 10% on outstation cabs via Goibibo. 

Canara Bank VISA Gold Credit Card

Canara Bank VISA Gold Credit Card is a smart credit tool that gives you up to 50 days interest-free credit, exciting reward programmes as well as an option for EMI conversion. It is suitable for normal shopping purchases and generally for online purchases too. Cardholders can use their card in a secure way in India and abroad if they are looking for flexibility with benefits. 

Key Highlights: 

1. Up to 50 days interest free credit.  

1. Domestic and International transactions accepted. 

1. Offers two reward points for every Rs.100 spent either through e-commerce or PoS transactions.

1. Easy EMI conversion through Canara ai1 app.  

1. Cash withdrawal through ATM and other non-financial services.  

1. Buy at PoS and online retailers with discounts. 
2. The maximum credit limit is Rs.25 lakh.   

1. Zero joining and annual fee

Eligibility: 

1. For Individuals: Minimum annual gross income of Rs.2 lakh.  

1. For Staff members: Minimum annual gross income of Rs.60,000 and net take home salary less than/staying at Rs.4,000 per month. 

Features and Benefits: 

1. Cash Withdrawal Limit: 50% of Credit limit or Rs.50,000 whichever is lower.  

1. Cash Withdrawal Charges: 3% transaction amount, minimum of Rs.30 for every Rs.1,000.  

1. Fraud Charges: Rs.5 lakh.

1. Baggage and Purchase cover: up to Rs.25,000.  

1. Air accident cover: Rs.8 lakh (self) and Rs.4 lakh (spouse) 

1. Other accident cover: Rs.4 lakh (self) and Rs.2 lakh (spouse).   

1. EMI Conversion Fees: Rs.100 minimum; 2% of transaction amount, capped at Rs.200.  

1. EMI rate is 13% p.a. for less than 1year, 14% p.a. for 1 year  

1. Markup on Forex transactions: 3% 
2. Seasonal offers: 12% off on domestic flight bookings; 12% on hotels; 9% on bus; and 10% on outstation cabs via Goibibo. 

Canara Bank VISA Gold Secured Credit Card

The Canara Bank VISA Gold Secured Credit Card delivers up to 50 days of interest-free credit with rewards and EMI options, combining security with convenient domestic and international usage. It is ideal for cardholders looking for flexible spending with added protection. 

Key Highlights: 

1. Interest-free credit for up to 50 days 

1. Accepted at domestic and international PoS and online outlets 

1. Earn 2 reward points per Rs.100 spent on purchases 

1. EMI conversion available via Canara ai1 app 

1. ATM cash withdrawals and other non-financial services 

1. Maximum credit limit of Rs.25 lakh

1. Zero joining and annual fee

1. Seasonal offers on travel bookings including flights, hotels, buses, and outstation cabs 

Features & Benefits: 

1. Cash withdrawal allowed up to 50% of credit limit or Rs.50,000, whichever is lower 

1. Charges for cash withdrawal: 3% per transaction, minimum Rs.30 per Rs.1,000 

1. Interest on overdue balance: 2% per month (24% per annum)
2. Foreign markup fee: 3% of transaction amount  

1. Protection against fraudulent charges: Rs.2,00,000 

1. Baggage and purchase coverage: Rs.25,000 each 

1. Air accident cover: Rs.4 lakh (self) and Rs.2 lakh (spouse) 

1. Other accident cover: Rs.2 lakh (self) and Rs.1 lakh (spouse)  

1. EMI conversion fees: Rs.100 minimum, 2% of transaction, maximum Rs.200 

1. EMI rates: 13% p.a. for periods under 1 year, 14% p.a. for 1 year and above

Documents Required for Canara Bank Credit Card

To complete the process of applying for a Canara Bank credit card, you need to submit the following documents.

1. Passport size photo 

1. Copy of PAN card 

1. Aadhaar card 

If address in Aadhaar differs from present address, then provide (any on of the following): 

1. Driving license 

1. Voter ID 

1. Passport 

Income proof (any one of the following) 

1. Form 16 

1. Latest Balance Sheet 

1. Salary certificate 

1. IT assessment order/Latest IT returns 

The bank may require more documentation at its own discretion. 

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>