Axis Bank My Wings Credit Card

1. Complimentary Air Travel: Receive two free base-fare flight tickets for domestic travel upon joining, redeemable via Ezeego1.
2. Cashback on Flights: Get up to 20% cashback on the base fare for domestic flights booked through specified partner channels.
3. Airport Lounge Access: Enjoy complimentary access to domestic airport lounges across India, ensuring a comfortable wait for your flight.
4. Holiday & Hotel Vouchers: Benefit from valuable vouchers worth up to Rs. 10,000, which can be applied to hotel bookings and holiday packages.

Ground Transport & Fuel Savings

Save on everyday commuting and road trips with targeted cashback and surcharge waivers.

1. Railway Booking Cashback: Receive a Rs. 25 discount on every train ticket booked through the IRCTC portal.
2. Bus Ticket Cashback: Get Rs. 100 cashback when booking bus tickets through selected partners.
3. Car Rental Cashback: Avail a Rs. 400 cashback on car rentals booked online using partner platforms.
4. Fuel Surcharge Waiver: Get a refund on fuel surcharges for transactions between Rs. 400 and Rs. 4,000, with a monthly cap of Rs. 400.

Lifestyle Rewards & Dining Offers

The card extends its benefits beyond travel, rewarding your everyday spending and dining experiences.

1. EDGE Reward Points: Earn valuable EDGE Reward points on every transaction, which are redeemable for a wide catalog of products and vouchers.
2. Exclusive Dining Program: Access special offers and discounts at a vast network of partner restaurants across India.
3. Wednesday Delight Offers: Take advantage of exclusive deals every Wednesday on flights, hotels, and dining through partner platforms.

Enhanced Security & Financial Flexibility

The Axis Bank My Wings Credit Card provides peace of mind with robust security and flexible payment options.

1. EMV Chip and PIN Protection: Your card is secured with an embedded EMV chip and requires PIN authentication, protecting you from fraud during offline and online transactions.
2. Easy EMI Conversion: Convert any large purchase exceeding Rs. 2,500 into convenient Equated Monthly Installments (EMIs) to manage your finances effectively.

Eligibility criteria to apply for Axis Bank My Wings Credit Card

Given below is the eligibility criteria you will have to fulfil if you wish to apply for Axis Bank My Wings Credit Card:

1. You should be aged between 18 years and 70 years old.
2. The age of the add-on cardholders should be over 15 years.
3. Should either be a citizen of India

Documents Required for Axis Bank My Wings Credit Card

Given below is the list of documents you will have to submit while applying for Axis Bank My Wings Credit Card:

1. Form 60 or a copy of your PAN Card.
2. Colored photograph.
3. IT return copy, Form16, or latest pay slip as proof of income.
4. Proof od address such as Passport, Ration Card, utility bills such as landline telephone bill, electricity bill, etc.
5. Proof of identity such as Passport, Driving Licence, PAN Card, Aadhaar Card, etc.

Fees and Charges for Axis Bank My Wings Credit Card

The primary costs associated with your card are outlined below for quick reference:

Other Applicable Charges and Service Fees

Below are additional charges that may apply based on specific card usage and scenarios.

Transaction-Specific Fees

1. Cash Withdrawal: 2.5% of the withdrawn amount (minimum Rs. 500).
2. Foreign Currency Transactions: 3.50% of the transaction value.
3. Cash Payment Fee: Rs. 175 is charged for making credit card bill payments in cash.
4. Rent Payments: 1% of the transaction amount is charged for rent payments made via the card.
5. Fuel Surcharge: A surcharge applies, but it is refunded for transactions between Rs. 400 and Rs. 4,000 (up to Rs. 400 per month).

Penalty-Related Fees

1. Over-Limit Fee: 2.5% of the amount exceeding the credit limit (minimum Rs. 500).
2. Cheque / Auto-Debit Dishonour: 2% of the failed payment amount (minimum Rs. 500).

Card Services

1. Add-on Card: Free (No joining or annual fee).
2. Card Replacement: Free of charge if the card is lost, stolen, or damaged.

How to Apply for Axis Bank My Wings Credit Card

Online Application Procedure

Follow the instructions given below to apply for the Axis Bank My Wings Credit Card online:  

1. Step 1: Visit the Axis Bank My Wings Credit Card page 

Go to the Axis Bank website and locate the My Wings Credit Card link. 

1. Step 2: Apply for the card 

On the card page, you will see ‘Apply Now’ on a large button. Click here to be taken to the online application. Enter your details, such as: PAN number, Mobile number, Employment details (occupation, employer name or business type), and Income (monthly or yearly income as needed for eligibility) 

1. Step 3: Complete the KYC process (Know Your Customer) 

You need to complete a KYC for the application. This is required by banking regulations. You can typically do it online by uploading scanned documents. 

1. Step 4: Submit documents required 

Upload or provide documents for verification, which typically include: PAN Card or Form 60, Passport Size Photograph, Proof of Income (payslips, Form 16 or ITR), Proof of Identity (Passport, Driving licence, Aadhaar, Voter ID, or PAN), and Proof of Address (Passport, utility bills, ration card etc.) 

1. Step 5: Approval and review of application 

After submission of your application and documents, Axis Bank will review your application and documents in the context of eligibility and creditworthiness. 

Offline Application Procedure 

The steps to apply for the Axis Bank My Wings Credit Card offline are as follows: 

1. Step 1: Go to the Branch 

Visit the nearby Axis Bank branch that provides credit card services. 

1. Step 2: Fill out the Application Form  

Carefully fill out your personal information, such as Full name, date of birth, and contact details, PAN number (mandatory), Employment information and Monthly or annual income. 

1. Step 3: Attach Required Documents  

Along with the application, please send the self-attested photocopies of the following documents: PAN Card (or Form 60 if PAN is not available), proof of identity proof of address, proof of income, and Passport-sized photograph.  

1. Step 4: Verification by the Bank Staff 

The branch representatives will check and verify your form and documents.  

1. Step 5: Processing and Approval 

The submitted application will then be sent to the credit team of Axis Bank for approval.  

1. Step 6: Dispatching the Card  

Once the card is approved, your My Wings Credit Card will be dispatched to the mailing address mentioned in the application form.  

1. Step 7: Activation of the Card 

After receiving the card, it is important to be activated by any of the following means: by visiting the branch, using Axis Bank ATM, or by calling the Axis Bank Customer Care. 

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